Investment Philosophy

Capital Preservation Comes First

At Peattie Capital, protecting your wealth is our primary objective. We understand that for most of our clients, risk means losing principal—not underperforming a benchmark. This philosophy shapes everything we do.

Adaptive Strategies for Changing Markets

We don't believe in one-size-fits-all solutions. Depending on your goals and risk tolerance, we employ a flexible toolkit that may include holding cash, implementing hedges, utilizing exchange-traded funds, or deploying options strategies. Every technique is thoroughly explained, and we never implement a strategy without ensuring you understand both its benefits and its risks.

Tailored to Your Objectives

Every client is different, and so is every portfolio:

For wealth preservation clients, we prioritize capital protection with the flexibility to move defensively when markets warrant
For growth-oriented accounts, we maintain fuller equity exposure while seeking to outperform relevant benchmarks
For clients with multiple managers, our focus is on competitive performance without compromising capital protection

Beyond Traditional Asset Allocation

Our decades of experience have taught us that traditional asset allocation fails when you need it most. During major market dislocations—whether 2000-2003 or 2008-2009—correlations converge and diversification disappears. Everything moves together.

In today's interconnected markets, dominated by massive institutional flows and algorithmic trading, this trend has only intensified. A broadly diversified portfolio increasingly delivers market returns: nothing more, nothing less.

Our Approach: Concentrated Conviction

We take the opposite approach. By managing individual accounts with focused positions in companies and industries we know deeply, we create portfolios that can actually diverge from the market. Our typical portfolio holds no more than 25 carefully selected positions. We set concentration limits on individual holdings but avoid arbitrary industry constraints that might prevent us from capitalizing on our best ideas.

This focused, personalized approach—combining deep fundamental research with the flexibility to hedge when appropriate—is what sets us apart in an era of cookie-cutter solutions and faceless mega-institutions.

The Right Time for a Personal Touch

In a world of increasing complexity and volatility, we believe individual investors deserve better than passive strategies and model-driven allocations. They deserve someone who knows their portfolio, understands their goals, and can adapt to changing conditions.

That's what we offer at Peattie Capital.